Windsurf vs Microsoft 365 Copilot
A side-by-side comparison to help you choose the right tool.
88
Windsurf scores higher overall (88/100)
But the best choice depends on your specific needs. Compare below.
| Feature | Windsurf | Microsoft 365 Copilot |
|---|---|---|
| Our score | 88 | 85 |
| Pricing | Free tier with 25 credits/month. Pro at $15/month with 500 credits. Teams at $30/user/month. Enterprise pricing is custom. | Starts from about $30/user/month for business offerings, with personal bundles also available in Microsoft 365 consumer plans. |
| Free plan | Yes | No |
| Best for | Developers who want AI-powered coding across multiple IDEs, not just one editor, Teams working on complex multi-file refactoring and large codebases, Enterprise teams needing FedRAMP, HIPAA, or ITAR compliance, Cost-conscious developers who want Cursor-level features at a lower price | Organizations already standardized on Microsoft 365, Knowledge workers living in Outlook, Word, PowerPoint, and Teams, IT-led deployments that need enterprise controls |
| Platforms | mac, windows, linux | web, windows, mac, ios, android |
| API | Yes | Yes |
| Languages | en | en |
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| Visit site | Get started |
Windsurf
88
- Pricing
- Free tier with 25 credits/month. Pro at $15/month with 500 credits. Teams at $30/user/month. Enterprise pricing is custom.
- Free plan
- Yes
- Best for
- Developers who want AI-powered coding across multiple IDEs, not just one editor, Teams working on complex multi-file refactoring and large codebases, Enterprise teams needing FedRAMP, HIPAA, or ITAR compliance, Cost-conscious developers who want Cursor-level features at a lower price
- Platforms
- mac, windows, linux
- API
- Yes
- Languages
- en
- Pricing
- Starts from about $30/user/month for business offerings, with personal bundles also available in Microsoft 365 consumer plans.
- Free plan
- No
- Best for
- Organizations already standardized on Microsoft 365, Knowledge workers living in Outlook, Word, PowerPoint, and Teams, IT-led deployments that need enterprise controls
- Platforms
- web, windows, mac, ios, android
- API
- Yes
- Languages
- en
88Choose Windsurf if:
- You are Developers who want AI-powered coding across multiple IDEs, not just one editor
- You are Teams working on complex multi-file refactoring and large codebases
- You are Enterprise teams needing FedRAMP, HIPAA, or ITAR compliance
- You want to start free
85Choose Microsoft 365 Copilot if:
- You are Organizations already standardized on Microsoft 365
- You are Knowledge workers living in Outlook, Word, PowerPoint, and Teams
- You are IT-led deployments that need enterprise controls
FAQ
- What is the difference between Windsurf and Microsoft 365 Copilot?
- Windsurf is windsurf is an ai-native code editor with agentic capabilities that understands your entire codebase and applies multi-file changes autonomously. ranked #1 in ai dev tool power rankings, it offers broader ide compatibility than cursor at a lower price point. Microsoft 365 Copilot is microsoft's work-focused ai assistant embedded across microsoft 365 apps and enterprise workflows.
- Which is cheaper, Windsurf or Microsoft 365 Copilot?
- Windsurf: Free tier with 25 credits/month. Pro at $15/month with 500 credits. Teams at $30/user/month. Enterprise pricing is custom.. Microsoft 365 Copilot: Starts from about $30/user/month for business offerings, with personal bundles also available in Microsoft 365 consumer plans.. Windsurf has a free plan.
- Who is Windsurf best for?
- Windsurf is best for Developers who want AI-powered coding across multiple IDEs, not just one editor, Teams working on complex multi-file refactoring and large codebases, Enterprise teams needing FedRAMP, HIPAA, or ITAR compliance, Cost-conscious developers who want Cursor-level features at a lower price.
- Who is Microsoft 365 Copilot best for?
- Microsoft 365 Copilot is best for Organizations already standardized on Microsoft 365, Knowledge workers living in Outlook, Word, PowerPoint, and Teams, IT-led deployments that need enterprise controls.